Sunday, 7 July 2019
The Chai Latte Incident
Sunday, 2 June 2019
A Moving Experience
I think I’m on fairly solid ground when I say that Wednesday 29 May 2019 was the most expensive lunchtime shopping trip I’ve ever experienced. I do recall one time, when I was but the office junior, being sent out for milk and coming back with a mountain bike. A pretty expensive diversion from lactose-based errands I’m sure you’ll agree. But I’ve never actually bought a house on such a trip. At least I don’t think so. Surely I would’ve remembered?
Quite how we ended up at a house auction on a sunny Wednesday lunchtime is up for debate but I rather think it went something like this;
“Guess how much money we’ve spent on rent since we arrived in New Zealand?”
I was a simple enough question but the answer to which we’d never really considered until now. And it was startling. Not quite enough to fund a small country but enough to make us wince in pain. Was it really that much? Had we really financed someone else’s lifestyle to that degree? A quick, rough calculation was enough to confirm that it was certainly in the right ballpark.
That’s not to say that we hadn’t benefited from the arrangements. We have, for the past four years or so, lived in a really nice suburb and had a home with great views and plenty of space. Add to that, we have been able to walk pretty much everywhere and we’re a stones throw from the beach, parks, shops and entertainment. Yet, despite the conveniences of our current location, it was time to dip our toes in the proverbial housing market. Not, you must understand, to buy but just to look. Have a gander. A good old nosey. Well once thing led to another and as quick as you could say “How much!!?!!” we now find ourselves in the odd position of owning two houses. Well how did we get here? Pull up a chair and I’ll tell you all about buying a house in New Zealand.....
Open Sesame....Street
And so it was that our weekends were no longer as free as they used to be. Rather than galavanting wherever we chose, we spent our weekend attending Open Homes. “Open what?” I hear you mutter. Well in New Zealand rather than be at the whim of a would be buyer, having to drop everything whilst they visit your home and poke around, you simple open up your home for thirty minutes each Saturday or Sunday whilst the hordes descend. Or at least that’s the hope. During those thirty minutes, the estate agents are on hand to handle the crowds whilst you pop out for a coffee. Quite elegant when you think about it and certainly explains the popularity of coffee houses on most New Zealand town streets.
So that was us. Find a few places worth seeing, work out a route and off we went. Exercise and house noseying in one convenient package.
The first few felt a little bit odd. Poking around in drawer whilst the owners were absent but in the presence of other strangers felt a little bit intrusive. Okay a lot intrusive. At least they’d tidied up. It was sort of through the keyhole but instead of trying to identify a famous person, we were intently focussed on imagining our possessions replacing those in the room and wondering could anyone actually have worse taste in soft furnishings?
Eventually, either through the laws of averages or a forced reassessment of expectations, you will visit a home that you could actually consider buying. Now the fun really starts.
Going, going, gone
Despite a cool-ish housing market, sales by auction are still popular in Auckland. Sure, there are some that will advertise an asking price or request you submit a sealed bit but how boring is that? No, what you really want when parting with hundreds of thousands of pounds that you don’t have, is to do it through an auction.
And so this is how we found ourselves, one Wednesday lunchtime, to be sat in a room of people, armed with nothing more than a printed number and a cheque book, waiting for our selected home to appear on the TV screen.
Luckily we were third up. Not too long to wait but enough time to get an understanding of the rules and processes. Unfortunately it was also just long enough to realise what a ridiculous way this was to buy a house.
To avoid getting carried away, and getting ourselves into financial difficulties, we’d agreed a maximum price before we entered. And, just in case in the heat of the moment we forgot what this was, we’d written it down on a Post-it note. In pink pen.
It took somewhat longer than anticipated but eventually we were up.
“Can I get an opening bid for this stylish town house in Newmarket?” came the call of the auctioneer.
Deadly silence. Unbearable silence.
“Really? Who will start me off?”
My hand shot up and and I blurted out the first reasonable number that came into my head. Or at least I thought it was a reasonable number.
“Okay, why not start there?” the auctioneer noted. We were off.
It would’ve been great to report that what followed was a flurry of bids and counter bids as the room ignited a house-buying frenzy. It would’ve been great. But it also would’ve been a lie. It was noting of the sort. We were one of only two bidders. The other party, a young family complete with baby in a push-chair, were just as keen as we were to buy the house. The numbers quickly spun upwards and with each raise of the hand another $10,000 had been spent. Then there was a pause. No counter bid. The auctioneers hammer hovered.
“Any more bids?” She asked before looking at the family with the push-chair and adding “Come on madam, imagine walking past this house tomorrow and it not being yours.” But to no avail.
It wasn’t over yet. We were the lead bidder but hadn’t met the reserve price. In fact we were some way off and would have to make a significantly improved offer. What followed was some tense negotiation, with the real estate agent acting as a go between to the seller who was hidden away in an annex.
We were getting close to our maximum. And even that was rejected.
“I think if you go up another $10k, we can get a deal done”, the real estate agent noted almost confessionally.
We had a pre-agreed maximum. And an agreement is an agreement.
“Sorry, we can’t go any higher”, Sarah noted glancing at the pink writing on the Post-it note.
The estate agent saw the figure we’d written and added “Let me see what I can do” and disappeared into the annex once more.
After what seemed like an eternity, especially with the rest of the room staring at you wondering if this particular lot is ever going to reach a conclusion, he returned.
“You’ve seen off the other bidders so I think if you come up just another $5k we’ll have a deal.”
We stared at each other and glanced at the figure in pink.....It was only $5k........Actually $5k would buy a very nice holiday on a Pacific island or pay for our food for a year. A pre-agreed maximum is......
“Okay.”
And with that he went back to the room and after a short while nodded to the auctioneer. But hold on. We’d only re-negotiated the reserve price. The auction kicked back into life as the room was asked if there was anyone who wanted to put in an improved offer. What tension.
“Going once”
Silence
“Going twice”
Silence. We didn’t dare look anyone in the eye and just started ahead at the auctioneer. Come on bang that hammer. I caught a twitch in the corner of my eye....
“Sold! Congratulations!”
The room applauded, no doubt relieved to be able to get onto more serious business and we were ushered away, being careful not to look the losing bidders in the eye as we left the room.
It’s Settled Then
The one saving grace about buying a house at an auction is that the offer is unconditional. And, this being New Zealand, an unconditional offer is a legally binding agreement. No-one can counter bid. No negotiation. That’s it.
It does make the whole process nip along at quite a pace. From the hammer falling we had three weeks to settle. It certainly focuses ones attention on the matter in hand. What followed was meetings with solicitors, bank managers, removal companies, calls to utility providers and a mild sense of panic. In no more than fifteen working days we would be the owner of the property and ready to move in.
As noted in the sales documents, the settlement date was met and the title of the property was transferred to us. Our second home. That was yesterday.
Now I’m sat in the lounge of our rented house, surrounded by boxes of possessions wondering how on earth we ended up buying another house. That was never the plan. I keep telling myself that it makes financial sense to be putting money into real estate rather than someone else’s pockets - and it does -but I really did think that the next time our possessions ended up in boxes they would be destined to make the return journey to the UK. It does have an uncanny sense of déjà vu about the whole thing. Maybe its the smell of cardboard that’s doing it.
Ah well, the return trip to the northern hemisphere will just have to wait. Instead a short 2km trip up the road will do for now. Right, there’s the beer in the fridge with my name on it.....now if I could only find that bottle opener.....
Friday, 31 May 2019
A Leaky Scandal
Friday, 3 May 2019
On the Way Home
Calgary Airport, Alberta
3 May 2019
So are New Zealand and Canada similar? I guess in a way they are. Both are relatively new countries with stunning scenery, interesting wildlife and friendly inhabitants who enjoy the outdoor life. But the similarity ends there. Whilst New Zealand has a South Pacific - European feel, Canada leans more towards the US model than I imagine it would dare to admit. And with that comes a totally different outlook and....well vibe. Alas that’s a topic for another day.
In the meantime, we’re heading home with memories of a great trip and some regrets for the things that we didn’t have time to fit in. It’s okay, I’m sure we’ll be back, preferably in the summertime when the trails are open and we can stride out into the mountains without a care in the world....well except for the risk of an encounter with a bear of course.
Wild Wildlife
Banff National Park
Tuesday 30 April 2019
It’s fair to say that I wasn’t quite as excited to see goats or mountain sheep as my fellow passengers on the train between Vancouver and Banff. Whilst we were genuinely excited to see bears, we couldn’t quite muster the same level of excitement when goats were seen through the train window. People were so excited that the carriage nearly tipped off the rails when all the passengers, bar us, dived to one side to snap a picture of the animal. The goat, in turn, looked rather non-plussed and went about it’s business of eating the snow encrusted grass.
Nope it was bears that we were interested in. Whilst in Tofino on Vancouver Island, we booked on a boat trip to see bears in their natural habitat. And seem them we did. The Captain of the boat, a small six person craft, was fairly certain we would but couldn’t guarantee a sighting. After a quick journey into the inlet, there it was. A male black bear, scouring the shoreline at low-tide looking for food. It felt like a real privilege to watch, whilst we slowly drifted on the water, to see him going about his morning routine of looking for early spring food. Possibly even a second breakfast.
Later on the trip, as chances of a second sighting were growing dim, we came across a mother and her yearling , again wandering along the coastline looking for food. Amazing stuff. Or at least we thought so.
Later in the trip I was recounting the sightings to an assistant in a Cafe and she noted that she gets them sometimes in her garden during the night as they try to go through the trash. “Wow!” I exclaimed, adding “Doesn’t that frighten you?”. “Oh, for sure”, she replied, “It makes me think that I’m being burgled.”
It wasn’t quite the reason why I thought she should be frightened. I imagine, and I hope that I never find out, that if I were to come across a 250kg hairy mammal in my garden I’d be less worried about getting some of my valuables being stolen and more concerned about my family jewels being removed.
It was the same when I mentioned later in the conversation that we’d been excited to see a beaver. “Hhhmm, they such a nuisance aren’t they?” came the response, adding “They sometimes dam the river at the bottom of our garden and flood our neighbours.” Deflated I murmured something about being impressed anyway, particularly as they were much better at damming rivers than I was at their age!
So Canada, let’s make a deal. I’m happy to let you get excited about the sight of goats and in return please let me get excited about large mammals. Providing it’s from a safe distance of course!
Thank You for Not Smoking
Horseshoe Bay - Nanaimo
Tuesday 23 April 2019
Whilst the debate over the abolition of smoking in public spaces rages on in the UK, Canada has taken another step and has legalised the use of Marijuana. But before I get too far into this blog, I should state that I have no particular leanings either way on the legalisation of cannabis. It’s not something that I have spent a lot of time considering. So to me, trading smoking in enclosed public spaces for getting high in a public park seems reasonable. I’m not going to do either so that’s as far as my internal deliberation got. Now if they were to allow it in the workplace I might be interested! It would certainly make Mondays go with a bit more swing.
Despite my fence sitting stance, I can say that it does give Vancouver a rather pungent odour. Rather sweet and sickly and it takes a while to get used to it being normal.
It doesn’t seem to have had a negative effect on the streets of Vancouver. It would be interesting to see what the crime statistics are since the legalisation, or for that matter the level of pizza sales in the downtown area. There are a lot of pizza joints, I wonder if they have always been there?
It also lead to a rather unusual request.
We were setting off from Horseshoe Bay on a car ferry towards Vancouver Island, and had just settled down to our second breakfast (well it was 10am!), when the ship’s tannoy crackled into life. “May we remind you that this is a no smoking vessel and that smoking is prohibited anywhere on the vessel. This includes the outdoor areas. Could the person who is smoking marijuana on the deck please stop because we can smell it in the bridge and the Captain is getting stoned, and believe you me this is not something that anyone wants. Just to be on the safe side, however, we have ordered pizzas.”
Well it was something like that. I may have misheard. Thankfully we got to our destination in one piece and without any mishaps, although the vessel did seem to take a rather circulatory route!
Automobiles for the People
Tofino
Tuesday 23 April 2019
Yes for sure, this is certainly a car dominated society. They are everywhere and they are huge! Vancouver, our first destination on the trip, may be going through a public transport revolution, there are still cars everywhere. The city fringes are dominated by shopping malls with accompanying acres of parking. The streets are super wide, many accommodating six lanes of traffic. As a pedestrian, just trying to cross the constant stream of cars can be a risky proposition. And if anyone thinks Auckland streets are hazardous, Vancouvers are on a whole new another level. Even if you do get the light to cross the intersection, you still need to give way to turning vehicles. Further afield, simply put, you not going to get far without one.
So rent one we did. Due to the unknown territory, we opted to hire a mid-sized SUV. Not for the space of course, but for the safety features we thought wee might need when negotiating mountain roads. To us, a mid-sized SUV wasn’t a seven seat 3.0L tank. This thing was huge. Or at least it was in comparison to what we thought we were hiring. By North American standards, however, it was tiny.
It’s fair to say that we were a little apprehensive about driving in Canada. Not because we were afraid of the standard of the infrastructure, but because we hadn’t driven on the ‘wrong’ side of the road for nearly five years. Well not in a car the size of a tank anyway.
Luckily, my skills had been honed by years of driving in fictitious American cities in numerous video games. Actually, thinking about the carnage that I typically caused from my absent mindedness, that perhaps shouldn’t be taken a reliable indication of my driving skills whilst in a foreign country. Nevertheless, once we got used to the road rules, or rather the lack of them, we soon got the hang of it.
Actually, whilst I’m on the subject of road rules what is it with Canadian speed limits? 80kph (50mph) on a modern highways seems to be woefully slow and it was only through the selective use of cruise control that I was able to stay anywhere near the posted speed limit. But we were on holiday, is a beautiful part of the world and absolutely in no rush to get anywhere quickly. All good.
And so, as the asphalt rolled under our not insubstantial wheels, I got to thinking. I know, but still. British Columbia has given, and I assume by extension so does the rest of Canada, a huge amount of land to the motor vehicle. Small towns are split apart by six lane highways, parking lots dominate town planning and pedestrians are strictly second class. We should probably be grateful for even getting footpaths, even if they do suddenly end for no apparent reason.
Is this then, the natural conclusion of a car dominated society? Is this where New Zealand will end up if we continue down the same road? Pun totally intended. Let’s hope common sense prevails. It’s a real shame that we couldn’t have made this journey by train and really have enjoyed the experience. And just as that thought left my mind, I spotted the exit we were looking for, indicated and pulled off to the right. Only another 150km to go and we’d be where we needed to be.
Above: Our mid-sized SUV third from the right