Thursday, 1 August 2019
Mexican Vultures and Jam Sauce
Monday, 29 July 2019
Notes from a Very Small Island
For most people, when asked about the size of a country, think about the land mass. Land is, after all, what makes a place habitable. But to solely focus on terra firma is to miss out on whole other parts of a nation. For example, what would New Zealand be without its coastline, lakes, lagoons and rivers?
Similarly, what would the UK be like if it were land locked? Okay, so it wouldn’t have neighbours across the channel to whinge about but it would be a totally different place without its fishing ports, seaside towns, fish and chips and kiss-me-quick hats and candyfloss.
So, with that in mind, it would be easy to dismiss Rarotonga as a small island, and The Cook Islands as a tiny nation. In land mass terms, perhaps that would be an accurate description, but a glance at the bigger picture tells a totally different story.
Whilst The Cook Islands 15 individual land masses combined cover a little under 240 square kilometres, the total area is a whopping 1,800,000 square kilometres.
Given that the distances between the land masses are huge, it’s does lead one to wonder how on earth the 17,000 inhabitants actually manage to hold it all together as a nation. Things citizens of other countries take for granted, such as a coherent transport system, communications and financial system must take on a whole new dimension. And how on earth do football teams fulfil their away fixtures?
We’re spending the next five days in Rarotonga so I’m sure we’ll find out.
Sunday, 7 July 2019
The Chai Latte Incident
Sunday, 2 June 2019
A Moving Experience
I think I’m on fairly solid ground when I say that Wednesday 29 May 2019 was the most expensive lunchtime shopping trip I’ve ever experienced. I do recall one time, when I was but the office junior, being sent out for milk and coming back with a mountain bike. A pretty expensive diversion from lactose-based errands I’m sure you’ll agree. But I’ve never actually bought a house on such a trip. At least I don’t think so. Surely I would’ve remembered?
Quite how we ended up at a house auction on a sunny Wednesday lunchtime is up for debate but I rather think it went something like this;
“Guess how much money we’ve spent on rent since we arrived in New Zealand?”
I was a simple enough question but the answer to which we’d never really considered until now. And it was startling. Not quite enough to fund a small country but enough to make us wince in pain. Was it really that much? Had we really financed someone else’s lifestyle to that degree? A quick, rough calculation was enough to confirm that it was certainly in the right ballpark.
That’s not to say that we hadn’t benefited from the arrangements. We have, for the past four years or so, lived in a really nice suburb and had a home with great views and plenty of space. Add to that, we have been able to walk pretty much everywhere and we’re a stones throw from the beach, parks, shops and entertainment. Yet, despite the conveniences of our current location, it was time to dip our toes in the proverbial housing market. Not, you must understand, to buy but just to look. Have a gander. A good old nosey. Well once thing led to another and as quick as you could say “How much!!?!!” we now find ourselves in the odd position of owning two houses. Well how did we get here? Pull up a chair and I’ll tell you all about buying a house in New Zealand.....
Open Sesame....Street
And so it was that our weekends were no longer as free as they used to be. Rather than galavanting wherever we chose, we spent our weekend attending Open Homes. “Open what?” I hear you mutter. Well in New Zealand rather than be at the whim of a would be buyer, having to drop everything whilst they visit your home and poke around, you simple open up your home for thirty minutes each Saturday or Sunday whilst the hordes descend. Or at least that’s the hope. During those thirty minutes, the estate agents are on hand to handle the crowds whilst you pop out for a coffee. Quite elegant when you think about it and certainly explains the popularity of coffee houses on most New Zealand town streets.
So that was us. Find a few places worth seeing, work out a route and off we went. Exercise and house noseying in one convenient package.
The first few felt a little bit odd. Poking around in drawer whilst the owners were absent but in the presence of other strangers felt a little bit intrusive. Okay a lot intrusive. At least they’d tidied up. It was sort of through the keyhole but instead of trying to identify a famous person, we were intently focussed on imagining our possessions replacing those in the room and wondering could anyone actually have worse taste in soft furnishings?
Eventually, either through the laws of averages or a forced reassessment of expectations, you will visit a home that you could actually consider buying. Now the fun really starts.
Going, going, gone
Despite a cool-ish housing market, sales by auction are still popular in Auckland. Sure, there are some that will advertise an asking price or request you submit a sealed bit but how boring is that? No, what you really want when parting with hundreds of thousands of pounds that you don’t have, is to do it through an auction.
And so this is how we found ourselves, one Wednesday lunchtime, to be sat in a room of people, armed with nothing more than a printed number and a cheque book, waiting for our selected home to appear on the TV screen.
Luckily we were third up. Not too long to wait but enough time to get an understanding of the rules and processes. Unfortunately it was also just long enough to realise what a ridiculous way this was to buy a house.
To avoid getting carried away, and getting ourselves into financial difficulties, we’d agreed a maximum price before we entered. And, just in case in the heat of the moment we forgot what this was, we’d written it down on a Post-it note. In pink pen.
It took somewhat longer than anticipated but eventually we were up.
“Can I get an opening bid for this stylish town house in Newmarket?” came the call of the auctioneer.
Deadly silence. Unbearable silence.
“Really? Who will start me off?”
My hand shot up and and I blurted out the first reasonable number that came into my head. Or at least I thought it was a reasonable number.
“Okay, why not start there?” the auctioneer noted. We were off.
It would’ve been great to report that what followed was a flurry of bids and counter bids as the room ignited a house-buying frenzy. It would’ve been great. But it also would’ve been a lie. It was noting of the sort. We were one of only two bidders. The other party, a young family complete with baby in a push-chair, were just as keen as we were to buy the house. The numbers quickly spun upwards and with each raise of the hand another $10,000 had been spent. Then there was a pause. No counter bid. The auctioneers hammer hovered.
“Any more bids?” She asked before looking at the family with the push-chair and adding “Come on madam, imagine walking past this house tomorrow and it not being yours.” But to no avail.
It wasn’t over yet. We were the lead bidder but hadn’t met the reserve price. In fact we were some way off and would have to make a significantly improved offer. What followed was some tense negotiation, with the real estate agent acting as a go between to the seller who was hidden away in an annex.
We were getting close to our maximum. And even that was rejected.
“I think if you go up another $10k, we can get a deal done”, the real estate agent noted almost confessionally.
We had a pre-agreed maximum. And an agreement is an agreement.
“Sorry, we can’t go any higher”, Sarah noted glancing at the pink writing on the Post-it note.
The estate agent saw the figure we’d written and added “Let me see what I can do” and disappeared into the annex once more.
After what seemed like an eternity, especially with the rest of the room staring at you wondering if this particular lot is ever going to reach a conclusion, he returned.
“You’ve seen off the other bidders so I think if you come up just another $5k we’ll have a deal.”
We stared at each other and glanced at the figure in pink.....It was only $5k........Actually $5k would buy a very nice holiday on a Pacific island or pay for our food for a year. A pre-agreed maximum is......
“Okay.”
And with that he went back to the room and after a short while nodded to the auctioneer. But hold on. We’d only re-negotiated the reserve price. The auction kicked back into life as the room was asked if there was anyone who wanted to put in an improved offer. What tension.
“Going once”
Silence
“Going twice”
Silence. We didn’t dare look anyone in the eye and just started ahead at the auctioneer. Come on bang that hammer. I caught a twitch in the corner of my eye....
“Sold! Congratulations!”
The room applauded, no doubt relieved to be able to get onto more serious business and we were ushered away, being careful not to look the losing bidders in the eye as we left the room.
It’s Settled Then
The one saving grace about buying a house at an auction is that the offer is unconditional. And, this being New Zealand, an unconditional offer is a legally binding agreement. No-one can counter bid. No negotiation. That’s it.
It does make the whole process nip along at quite a pace. From the hammer falling we had three weeks to settle. It certainly focuses ones attention on the matter in hand. What followed was meetings with solicitors, bank managers, removal companies, calls to utility providers and a mild sense of panic. In no more than fifteen working days we would be the owner of the property and ready to move in.
As noted in the sales documents, the settlement date was met and the title of the property was transferred to us. Our second home. That was yesterday.
Now I’m sat in the lounge of our rented house, surrounded by boxes of possessions wondering how on earth we ended up buying another house. That was never the plan. I keep telling myself that it makes financial sense to be putting money into real estate rather than someone else’s pockets - and it does -but I really did think that the next time our possessions ended up in boxes they would be destined to make the return journey to the UK. It does have an uncanny sense of déjà vu about the whole thing. Maybe its the smell of cardboard that’s doing it.
Ah well, the return trip to the northern hemisphere will just have to wait. Instead a short 2km trip up the road will do for now. Right, there’s the beer in the fridge with my name on it.....now if I could only find that bottle opener.....
Friday, 31 May 2019
A Leaky Scandal
Friday, 3 May 2019
On the Way Home
Calgary Airport, Alberta
3 May 2019
So are New Zealand and Canada similar? I guess in a way they are. Both are relatively new countries with stunning scenery, interesting wildlife and friendly inhabitants who enjoy the outdoor life. But the similarity ends there. Whilst New Zealand has a South Pacific - European feel, Canada leans more towards the US model than I imagine it would dare to admit. And with that comes a totally different outlook and....well vibe. Alas that’s a topic for another day.
In the meantime, we’re heading home with memories of a great trip and some regrets for the things that we didn’t have time to fit in. It’s okay, I’m sure we’ll be back, preferably in the summertime when the trails are open and we can stride out into the mountains without a care in the world....well except for the risk of an encounter with a bear of course.
Wild Wildlife
Banff National Park
Tuesday 30 April 2019
It’s fair to say that I wasn’t quite as excited to see goats or mountain sheep as my fellow passengers on the train between Vancouver and Banff. Whilst we were genuinely excited to see bears, we couldn’t quite muster the same level of excitement when goats were seen through the train window. People were so excited that the carriage nearly tipped off the rails when all the passengers, bar us, dived to one side to snap a picture of the animal. The goat, in turn, looked rather non-plussed and went about it’s business of eating the snow encrusted grass.
Nope it was bears that we were interested in. Whilst in Tofino on Vancouver Island, we booked on a boat trip to see bears in their natural habitat. And seem them we did. The Captain of the boat, a small six person craft, was fairly certain we would but couldn’t guarantee a sighting. After a quick journey into the inlet, there it was. A male black bear, scouring the shoreline at low-tide looking for food. It felt like a real privilege to watch, whilst we slowly drifted on the water, to see him going about his morning routine of looking for early spring food. Possibly even a second breakfast.
Later on the trip, as chances of a second sighting were growing dim, we came across a mother and her yearling , again wandering along the coastline looking for food. Amazing stuff. Or at least we thought so.
Later in the trip I was recounting the sightings to an assistant in a Cafe and she noted that she gets them sometimes in her garden during the night as they try to go through the trash. “Wow!” I exclaimed, adding “Doesn’t that frighten you?”. “Oh, for sure”, she replied, “It makes me think that I’m being burgled.”
It wasn’t quite the reason why I thought she should be frightened. I imagine, and I hope that I never find out, that if I were to come across a 250kg hairy mammal in my garden I’d be less worried about getting some of my valuables being stolen and more concerned about my family jewels being removed.
It was the same when I mentioned later in the conversation that we’d been excited to see a beaver. “Hhhmm, they such a nuisance aren’t they?” came the response, adding “They sometimes dam the river at the bottom of our garden and flood our neighbours.” Deflated I murmured something about being impressed anyway, particularly as they were much better at damming rivers than I was at their age!
So Canada, let’s make a deal. I’m happy to let you get excited about the sight of goats and in return please let me get excited about large mammals. Providing it’s from a safe distance of course!